Ohio, United States
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Life Happens Insurance Agency

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Life Happens Insurance Agency

43232, Columbus, Ohio, United States

614-599-7960 or Toll Free 833-614-LIFE (5433)

Hours

Mon

9:00 am – 9:00 pm

Tue

9:00 am – 9:00 pm

Wed

9:00 am – 9:00 pm

Thu

9:00 am – 9:00 pm

Fri

9:00 am – 9:00 pm

Sat

By Appointment

Sun

By Appointment

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LIFE INSURANCE

Have you ever considered how much your family relies on you? From contributing financially to raising your children. Now, consider this – if something were to happen to you, what would be left for your family to live?




AUTO, MOTORCYCLE & BOAT

Life happens and you have to be ever so vigilant for an auto accident, and the suffering during an incident. Protect yourself with Life Happens Insurance Agency gives you the option of choosing different auto insurance coverage packages. We can conduct proper research regarding the available options, finding the best product for your budget and needs.

FINAL EXPENSE

Final expense insurance is designed to cover the bills that your loved ones will face after your death – think medical bills and funeral expenses. Final expense insurance is also known as burial insurance, since even bare-bones funerals cost .thousands of dollars.

HOMEOWNERS & RENTERS INSURANCE

Is your home properly protected? With our home insurance, Ohio homeowners can guarantee that they will get the right coverage for their needs at a low price!


TRAVEL MEDICAL & TRIP CANCELLATION INSURANCE

MOBILE NOTARY SERVICES

Our Mobile Notary Service, our commitment to you is to think of you, the customer first and provide accurate service you can count on.

My Blog

At Life Happens Insurance Agency, we know that you have worked hard to purchase a home, and it is likely one of your biggest investments. Because of this, we want to make sure that all of our customers get the best home insurance in Ohio, whether you own a single family home, duplex or condo, or if you have rental property we have a package for you. When calling for a quote on Ohio homeowners insurance, you can be assured that we will do everything we can to keep you protected. 

OUR PRODUCTS

Final Expense


Final expense insurance is designed to cover the bills that your loved ones will face after your death – think medical bills and funeral expenses. Final expense insurance is also known as burial insurance, since funerals cost thousands of dollars.

Life Insurance

Whole Life Insurance:

Like all permanent life insurance policies, whole life provides lifelong coverage and includes an investment component known as the policy’s cash value. The cash value grows slowly, tax-deferred, meaning that you won’t pay taxes on its gains while they’re accumulating. You can borrow money against the account or surrender the policy for the cash. But if you don’t repay policy loans with interest, you will reduce your death benefit, and if you surrender the policy, you’ll no longer have coverage.

Permanent Coverage

Builds Equity over Time

Can Be Very Valuable In The Long Run

Term Life Insurance:

Covers A Specific Period Of Time

Lower Premiums

Rates Can Change if You Renew



Auto & Motorcycle Insurance


Selecting your motorcycle is a big decision. Protecting your motorcycle is easy.

Whether you’re a weekend rider, a casual rider, or a hardcore motorcyclist, our motorcycle insurance policy offers protection for you, your bike, and your accessories. Our policy is designed to meet the personal and financial needs of most motorcycle owners.

All you need to do is choose the type of coverage and deductibles that best cover your motorcycle and your lifestyle, and we’ll do the rest. We offer competitive prices plus convenient payment plans, and we’ll place your coverage with a company that has the financial stability to be there when you need them most. We hope you never have a bad day, but if you do, our motorcycle insurance coverage is designed to help turn a very bad day around.

You’ll qualify for some of our discounts that will make your Ohio motorcycle insurance premiums even lower. We want you to enjoy your ride with the peace of mind that comes from knowing you’re covered.

You may qualify for a number of discounts including:

Insuring more than one motorcycle

Mature riders

Renewals

Credit for qualified safety courses

Multi-policies with our company


Auto Insurance

One has to be well prepared for an auto accident, and the untold trauma suffered during an incident. The best way in which a person involved in a car accident can recover the huge financial and emotional damages caused is to purchase auto insurance coverage. 

Full Coverage Auto Insurance - The package offers maximum protection. Such an insurance coverage will offer protection even if the accident takes place due to an error on the part of the policyholder. A policy that offers maximum protection will also cover incidents like car theft, vehicle crime, hit-and-run accidents and also any other kind of damage caused to the car due to any accident.

Collision Coverage - This insurance package will take care of all expenses incurred in the form of repair and replacement costs by the policyholder at the time of the accident, but the point to remember is that this kind of auto insurance coverage would take into account the market value of the car while paying for damages sustained.

Comprehensive Auto Coverage - This insurance is meant to cover the damages that occur or might have occurred because of events other than accidents. These events could be a flood, fire, theft, vandalism, collision with an animal, floods or natural disaster, although one has to keep in mind that this coverage is optional, and is more suitable if the auto is leased.

Personal Injury - This is essential for all car drivers, because when a person is involved in a car accident, he or she goes through many unpleasant experiences that can be mitigated or even nullified if the driver has proper safety and protection. This is the most basic insurance coverage required in all states and includes basic expenses like hospital bills and even part of income loss due to accidents.

Liability Auto Insurance Coverage - This is meant for providing protection to the victim of an accident, if it is the policyholder who is at fault. In such a situation, in order to avoid incurring heavy expenditure, the driver is recommended to opt for a liability coverage that is more than the minimum specified amount or even choose to buy extra coverage as a means of lowering the premium.

Uninsured Motorist Coverage - This covers under- or uninsured motorist bodily injury protection in case the under- or uninsured driver injures someone in an accident. This type of coverage could be purchased as a form of protection against uninsured car drivers and is available in the form of uninsured motorist property damage as well, in which case it is meant to compensate for repair and replacement expenses.

Home & Renters Insurance

Is your home properly protected? With our home insurance, Ohio homeowners can guarantee that they will get the right coverage for their needs at a low price!

At Life Happens Insurance Agency, we know that you have worked hard to purchase a home, and it is likely one of your biggest investments. Because of this, we want to make sure that all of our customers get the best home insurance in Ohio, whether you own a single family home, duplex or condo, or if you have rental property we have a package for you. When calling for a quote on Ohio homeowners insurance, you can be assured that we will do everything we can to keep you protected. We will search to find you and your family the right insurance coverage at the right price.

Our home insurance policies will cover you from many different perils, including:

Damage to the structure of your home

Loss or damage of personal items

Living expenses if your home becomes unlivable

Liability risks

And many more!


If you have homeowners insurance, you may be inclined to think your home is completely covered in the case of a fire. If you’re living in your own home – it will.

If you’re renting out a house, think again.

Dwelling fire insurance is specifically designed to protect landlords from losing rental income lost as a result of a fire. In most cases, this coverage will provide you with a year’s worth of rental income, allowing you the time and resources to rebuild and rent.

Renters insurance policies protect you in unfortunate situations where you are affected by fire, theft, water damage, and other circumstances beyond your control. Dickerson Insurance Agency will help you determine how extensive your renters insurance policy should be.

Renters insurance is very similar to homeowners insurance, it is simply focused on people who rent their home instead of own it. Even if your landlord or property manager has insurance for your home, that does not mean your assets are covered by renters insurance. Your landlord’s policies cover the property as a whole, but your belongings remain your responsibility.

Renters insurance in Ohio generally covers:

Personal Property – like your furniture, electronics, and clothing.

Personal Liability – in the event that someone is injured.

Damage to Your Apartment – if the damage is caused by a covered loss.

Renters insurance in Ohio will also provide coverage for those who may be injured at your home, or elsewhere, by you, a pet, or a family member. In the event of a lawsuit, a renters policy will also cover your legal defense fees if you end up in court.


Travel Medical &Trip Cancellation Insurance

Mobile Notary Services

$30 trip fee includes one notarized signature.* 

$5.00 off if you subscribe to website or like our page on FaceBook

Serving  Franklin County, Ohio and surrounding areas.

Proper identification is required for notary services. 

All calls and texts returned promptly.

*Additional signatures at rate mandated by the state of Ohio.

ABOUT US

ON BEHALF OF LIFE HAPPENS INSURANCE AGENCY


I would like to thank you for visiting our website today. If you are curious about any of our products we offer, you can call us at 614-599-7960. Our friendly service is here to help you! Life Happens Insurance Services is a Ohio full-service insurance agency that offers a full line of affordable personal insurance policies.

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